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Studying or traveling abroad
Try to use ATMs during daylight hours. If you must go at night, do not go alone.
Avoid ATMs that are not well lit or clearly visible from the street.
Be aware of people loitering or sitting in cars around ATMs.
Prepare your transaction ahead of time. Do not spend much time at the machine.
Do not give out your Personal Identification Number (PIN) to anyone! Many thieves will attempt to steal your PIN number by calling you on the phone and claiming they are the police, security officers, or bank officers. Memorize it and do not keep a written copy of it in your wallet.
Either keep your ATM receipt or tear it up and throw it away.